Innovative Health Plan (IHP)
IHP is a unique health plan that helps employers control health insurance costs and improve the health and wellness of their employees.
Our mission is to assist each Community Health Center to either stabilize or lower their health insurance premium in order to recruit and retain above average healthcare professionals as well as to provide backing to NACHC’s business development affiliate, Community Health Ventures, so as to ensure their continued support of America’s health centers.
Key Community Health Care Center Benefits:
Centers enjoy Predictable Premiums
Centers receives 100% return of any surplus claim
The IHP Plan does not require budgeting for reserves
Employers can select from multiple medical and prescription drug plans, customized domestic networks, and a newly designed Medicare Based Pricing Model.
IHP combines the security and benefits of a fully insured product with the cash savings benefits of a self-funded plan
Key Employee Benefits:
IHP members have access to programs that reward health habits and reduce out-of-pocket costs.
IHP’s $365 Daily Living Habits wellness program includes financial rewards for healthier lifestyles.
24/7 Telemedicine 1-800MD with no copays to members